About HHH Mortgage

Joe’s early career has seen him work in a more corporate background, successfully fulfilling marketing roles in London.

In 2017, Joe took the step to join the family business and is now working closely with Mark to grow and build House and Holiday Home Mortgages in line with some challenging targets.

Together, their goal is to help as many people as possible to meet their mortgage needs and secure the best deal for them. With a specific focus on holiday let mortgages, they are determined to remove the stress and hassle from the mortgage process.

In his spare time, Joe loves anything sport with a particular affiliation to Swindon Town, Gloucester Rugby and Gloucestershire/Hampshire Cricket. And if it’s not sport, Joe likes to spend his time socialising with friends and travelling to new places all over the globe.

Sally joined Lloyds Bank in 1987 and built a career dedicated to helping customers find the best solutions for their financial needs. She nurtured long lasting relationships with customers across the Cotswolds and joined TSB in 2013 to concentrate on providing Mortgage Advice.

Living in Cirencester and being an active member of the local community is important to her and in the last 20 years she has coached students in local schools, colleges and sports clubs to navigate their first bank accounts and understand the principles of banking, finance and finance fraud.

Sally is dedicated to providing excellent customer service, believing in straightforward, open and honest communication. In her time at TSB she has expanded her knowledge of the mortgage market and helped many customers make their dreams of a new home, come true. Sally has a true passion for helping her customers and provides them with bespoke advice on the best mortgage for them by providing practical, straightforward advice and support as they navigate the process of applying for, and taking on, their new mortgage from start to finish.

Sally lives in Cirencester with her husband and two sons, who are at university and sixth form college. She enjoys walking with friends, is interested in ancient history and loves Cornwall. Having a sporty son has taught her to appreciate cricket and rugby, too!

Ben’s interest in mortgages started in 2017 when he completed his qualifications and made a career change to work for TSB. Now with over 2 years success working at a mortgage brokers and successfully developing their operations, he is now bringing his experience to House and Holiday Home Mortgages. By aiming to deliver a professional and efficient service, Ben will handle our growing pipeline of applications and is focused on delivering a positive outcome to all our clients. You will often find Ben lurking in the depths of an excel data model, or pondering a far-flung language, and after he has spent quality time with his wife and children, he does enjoy putting on his running shoes and hitting the trails.

Caroline’s journey in Financial Services began in 1994, when she joined C&G in Swindon. She stayed within C&G for over 10 years, moving forward to Assistant Branch Manager and completing CEMAP in 2021 to become a fully qualified mortgage adviser. After leaving C&G she worked for a brief time as a mortgage and protection adviser for a local estate agency. In 2006 she took the brave step of becoming a self-employed adviser and enjoyed building a loyal bank of clients by putting the well-being of her customers at the very heart of how to do business, by establishing clients’ needs and designing a solution.

Caroline enjoys spending quality time with her husband, two children and dog Milo! At weekends you will often find her at a football match, watching her son play football or very occasionally at the Emirates stadium, watching her beloved Arsenal.