First Time Buyer

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First Time Buyer experts.

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Providing all the first time homebuyer advice you need.

We know that buying your first home is a huge deal and often the whole process of getting a mortgage is a completely alien one – not to mention overwhelming. That’s why we’re here to guide you through the first time homebuyer process and ensure you’re confident the whole way.

We provide you with all the first time buyer advice you need, and ensure you understand absolutely everything.

To provide some starting help for the first time homebuyer, we’ve set out below the main costs you may incur when purchasing a property and securing a mortgage. This is by no means every cost but it covers the main ones to budget for.

Stamp Duty

Government tax payable when you complete your purchase. The amount payable is based on the purchase price. For the latest rates please see the HMRC website.

Solicitors Fees

This amount will vary from case to case but for a single purchase typical legal fees including disbursements may be around £700 – £1000.

Property Survey

No matter if you’re a first time homebuyer or a property-purchasing veteran, if you are arranging a mortgage to purchase your new property the leader will instruct a surveyor to carry out a valuation to confirm the property will be acceptable as suitable security. This can typically cost between £250 – £350 but this figure may be higher on some mortgage products.

Whether you’re excited, nervous, apprehensive, or simply dying to secure a mortgage and get into your first owned property, we’re here to help.

So, if you’re a first time homebuyer and need assistance with your mortgage, get in touch with us today and we’ll give you a quality service that can make the whole process a lot smoother.

Need help from an established mortgage broker? Give us a call or request help by sending us a message through our contact page.

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01453 887179

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