Mortgage Broker Winchester

Mortgage Broker Winchester

Helping you buy the house or holiday
home you really want.

Mortgage Broker Winchester – A Local Touch

We are on hand to help guide you through the mortgage process and help you along each step of the way right up until you move into your new home.

We can reduce the overwhelm by taking on the stress of preparing your finances for a mortgage and make sure everything is in order before signing on the dotted line. We are here to get you the right mortgage, whether you are buying your first home, moving to a new property, or remortgaging.

Your local mortgage broker in Winchester

As a locally based mortgage broker we are able to offer you the benefit from our local knowledge and help you find the most suitable mortgage deal.

Prepare your questions and have all the relevant information ready to discuss with us to help you get the best possible advice for your mortgage.

By choosing to use our services you will be able to see us face to face at a time to suit you and benefit from our specialist knowledge of not only the most suitable mortgages for you but our extensive local experience of the property market and services in Winchester.

What does a mortgage broker do?

A mortgage broker is here to help take the worry and stress out of your mortgage application. Applying for a mortgage can be a time-consuming process, but a mortgage broker will be able to help with this process.

Specifically, a mortgage broker will be able to help you with the following;

  • How much your lender can lend and the agreement in principle process
  • Freehold and Leasehold information 
  • Helping you to understand how much you can borrow 
  • Finding the most suitable rates for your mortgage from different lenders.

There are many circumstances that can make applying for a mortgage trickier than the standard application. Are you self employed and looking for a mortgage? Your local mortgage broker will understand what lenders are looking for from you and help you prepare your finances ready for your mortgage application. 

Benefits of a mortgage broker

Applying for a mortgage and the process of buying a new property can be extremely daunting, especially for first-time buyers. A mortgage broker who is local to your area will be able to advise you on your best options based upon your circumstances.

It is the responsibility of the mortgage broker to make sure you can afford to maintain the mortgage. They will go through your income and expenditure and help you to understand what you can typically expect to pay for services such as council tax.

We will help you to understand what your disposable income will be, too, as this is also what your lender will be looking at. It acts as a good tool for making sure all the numbers add up ahead of your mortgage application. 

We can help you take the stress out of the mortgage application process. We can access a whole range of lenders as we are not tied to just one lender or product. This means we put your circumstances and requirements at the heart of each recommendation we make, finding you the right lender, saving you time and money. We also can discuss protection options with you, to give you peace of mind and help you remain financially secure. 

Stamp Duty

Government tax payable when you complete your purchase. The amount payable is based on the purchase price. For the latest rates please see the HMRC website by clicking here.

Mortgage Broker Winchester
Mortgage Broker Winchester
Solicitors Fees
This amount will vary from case to case but for a single purchase typical legal fees including disbursements may be around £700 – £1000.
Stamp Duty

Government tax payable when you complete your purchase. The amount payable is based on the purchase price. For the latest rates please see the HMRC website by clicking here.

Mortgage Broker Winchester

If you’re a first time homebuyer,
get in touch with us today!

We’ll give you a quality service that can make the whole process a lot smoother.

Helping you buy the holiday

home you really want.

Specialising in Mortgages for Holiday Homes

Talk to our experts for everything you need to know about buying your holiday home, holiday let or Air B&B

Your home may be repossessed if you do not keep up
repayments on your mortgage.

There will be a fee for the advice given, the exact amount will depend upon your circumstances but we estimate it we be £250 for residential cases.
Specialist, complex and sub-prime cases may attract a higher fee which will be typically no more than £495. Equity release cases will command a £695 fee.

Need help? Speak to one of our experts today.