Do I need fire doors in my holiday let property?

If you own a holiday let property or you allow your holiday home occasional use by paying guests then please do not overlook Fire Safety. As the owner of a holiday let, fire safety is very much your responsibility.  Let us imagine when you collect the keys of your new holiday let purchase that there […]

Do you pay council tax on a holiday let?

One week in... HHH

If you own a holiday home or holiday cottage and it’s your second home, you will be liable for paying council tax if the property is not rented out. Different types of holiday accommodation are treated differently for property tax purposes.  As far as council tax goes, to see the rates payable you’ll need to […]

Lockdown week whatever…


Lockdown Week No… I am sorry I haven’t a clue! More ramblings from a Mortgage Adviser locked in his home office. This wretched virus has to go through phases and so do we too.  Hindsight is a wonderful thing. As we drove back from the pre-Nightingale Excel on March 12th having done a Holiday Let […]

Lockdown with a stir-crazy Mortgage Broker Week 2

Lockdown Week 2 | HHH Mortgages

Firstly, thank you for all the emails and phone calls and likes for the week 1 post. Your support has encouraged me to write about week 2 of these strange times. For House and Holiday Home Mortgages, it has been a challenging week as of course it has been for all of you and many […]

One week in…

One week in... HHH

Well, that’s week 1 of Lockdown nearly done and I want to keep my followers updated over the coming weeks with my thoughts, some serious some not so! Working From Home Both Claire, my wife, and I have worked from home for a number of years now, so that has been OK for us.  Nothing […]

Money housekeeping tips for 2020

I thought a good place to start this year’s posts would be with a few hopefully sensible money housekeeping tips. If just one of them plucks one of your strings, then my work is done for January. 

Happy Christmas 2019

It’s been a busy year all around. We have appeared on podcasts, helped at least 5 lenders with their new Holiday Let lender policies and remain active Networkers with the new formed Cirencester Sterling Group and Gloucestershire Forwards.

No such thing as a free doctor?

Well, of course there are free doctors. That is the ethos of our free, excellent NHS, not forgetting of course it is funded largely by our taxes. However, were you aware that many of our leading insurance companies offer some excellent free services that come with the policies that you may buy or already own? […]

Times are changing: Mortgages

Since the financial crisis in 2008 lenders have been reluctant to offer high loan-to-value mortgages which has resulted in many of us being unable to afford our dream homes or take our first step onto the property ladder.

Brits abroad: expat landlords

How many Brits are living abroad is up for debate depending on which source you listen to. But one thing we do know for sure is that there are a lot of expats living right the way across the globe.